Sapphire Program

Thousands of people each year dream of becoming homeowners. The NHF Sapphire Program may help that dream become reality.

This homebuyer assistance program currently provides low-to-moderate income families and individuals with a choice of a 3% or 5% Grant that does not have to be repaid. The grant can be used towards down payment or closing costs. Many times this allows homebuyers to purchase a home much sooner than they thought possible.

The NHF Sapphire Program is available for the purchase of an owner-occupied single-family residence, approved condominium, or planned unit development located in the state of California. The Program is available for purchases of both new and existing homes and is Not limited to first-time homebuyers.